I am always trying to get better at sticking to our budget, who isn’t?Â I think living in California keeps me mindful of expenses and trying to save. I know that when we have kids one day, I will want to teach them how to be good with their money and not take it anything they have for granted. Â So I need to start working harder at being a penny pincher, but at the same time enjoying life.
Hubby and I have been blessed to have never haveÂ foughtÂ over money, due to the fact that Hubby handles all the finances and I trust him. I know I am not the best with money, so I let him do all the math. Â I really want to be more involved with the budget so I can help save more and to be aware of where our finances are.
I have heard so many different tips on ways to save and recently have been really drawn to Dave Ramsey’s idea of the Envelope System. Hubby and I don’t use credit cards so his idea seems the most useful. I am a very visual person so seeing the cash dwindle down is good for me.
So, what is this idea?